We could all use an extra hand in tracking and managing our personal finances. We also are fairly addicted to our smartphones. No shame. But our smartphones could actually be the best tool for getting our financial situation under control and on the right track in 2016. If not you may have to apply for a car title loan to help you out of your financial emergencies.
Whatever your financial New Year’s resolutions are; whether it’s to budget smarter or to save more for retirement, these handy apps will help give you the push you need to make 2016 your best financial year yet.
Here are our three favorite personal finance apps available for Apple products:
This is the personal finance app that everyone and their flip-phone-toting-moms have heard of. That’s because it’s one of the best on the market. It’s easy to use, it’s customizable to suit your financial goals, and it’s got just about everything the average person needs to monitor their personal finances.
Mint is currently only available for Apple products, but the newest update for the app is better than ever. You can view daily, weekly, or monthly overviews to help see the big picture of your personal finances, and it’ll help you find out exactly when and where you spend the most money.
This is the perfect app for creating a budget (if you don’t have one already) and for helping you adhere to it. You can even view your credit score on Mint. Best of all, it’s available to download for free.
2. Money Monitor
Money Monitor is available for Apple products, and is especially helpful when you’re trying to keep tabs on multiple bank accounts. This is great for people with a company account, a personal checking account, a secondary checking account, and a small fleet of savings accounts. Now you can see transactions and money shifts the minute they happen, all at a glance.
This $1.99 app even features bill payment reminders, so you’ll never be late on a payment again, and your credit score won’t take the damage for your forgetfulness. Now you have no excuse! Plus, they’ll help you manage and track your personal finance budget so you’ll never be short the required cash when that expensive time of the month rolls around.
3. Credit Karma
Your credit score is every bit as integral to healthy personal finances as your budget and spending habits. Maintaining a good credit score can help you secure your dream job, house or apartment, better loans, and even lower payments on things like your bills.
The Credit Karma app is free, and gives you a weekly credit report so that you can stay on top of your score. If you’re not sure why your credit score has always been so bad in the past, the Credit Karma app will help show where you need to make improvements if you want to get that score up.